Posts Tagged ‘clark howard’

Save $5,000 a Year on Expenses Everyone Has

Most people spend more than they have to on the following seven commonly used products and services. In some cases, lower-cost options have only recently become available and are not yet widely known. In others, sellers intentionally put up roadblocks that make it challenging to get the best prices. Smart ways to save money on…

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Your Local Library has Free Streaming Movies

Your local library wants to compete with your Netflix subscription. Here’s how to get free streaming movies and TV shows without paying a penny!

Recently, I had 2 people upset with me when I was talking about Kindle Paperwhite, a superior book reading device that has a street price of $119. I talked about the ways you can borrow books from other Amazon readers when you have the Paperwhite.

Two people asked why I didn’t mention borrowing e-books for free from local libraries. Check with your local library to see how you can do e-book lending. (As a general rule, any book that is out of copyright — such as the classics — will also be free through Google Books or Amazon.

The idea of e-book lending is convenient for you and great for libraries because they need less inventory on hand. You typically get to keep the e-book on your device for 21 days before it gets automatically “returned” to your library.

Now I read a Denver Post story that says you can stream movies for free at a number of library systems across the country. Check with yours to find out about how the streaming arrangement works.

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The #1 Secret You Don’t Know about Outlet Shopping

outlet shoppingDo you like outlet shopping?  What you think is a deall may not be a deal at all because of a secret that the outlets keep closely guarded.

Outlet shopping moves from exurbs to the suburbs

Outlet centers had their origins in rural mill towns. They were typically attached to factories and were a dumping ground for irregulars, factory seconds, and unsold inventory from manufacturers.

Then in their next incarnation, they moved closer to mid-sized and bigger cities. Though they were always careful to stay 50 miles or more away from the city core.

Yet the outlet business model has become so key to retailing that now outlet centers are often in the suburbs. They’re no longer in the exurbs 50 miles away. Continue reading

Three Great Deals at Dollar Stores

Clip Art Graphic of a Flat Green Dollar Bill Cartoon CharacterDon’t pass these dollar store deals by!

Been to the dollar store lately? You would be amazed at what you can buy for only $1. Considering the level of inflation over the last couple of decades, the dollar store provides price consistency that other popular chain stores cannot.

Here are 3 great deals I like at the dollar store:

 

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How to Fix a Broken Light Bulb

hidmari (sxc.hu)

hidmari (sxc.hu)

Cards on the table:  I am cheap.

My latest adventure in cheapness involves light bulbs, specifically the old school incandescent kind. The kind invented by Thomas Alva Edison. The kind that government put the kibosh on as of January 1, 2014 under the Energy Independence and Security Act.

There’s been a lot of partisan anger about the new energy-efficient light bulb mandates. Personally, I’m not an incandescent bulb hoarder.

Nor am I opposed to CFLs or LEDs. My home has roughly 75% LEDs, 25% CFLs, and 5% incandescents.

But as I said, I am cheap.

I know it’s been said the true cost of a bulb is not the purchase price, but the cost of the energy it burns over time. While I do agree with that statement, sometimes it makes more financial sense to extend the life of a traditional bulb.

Here’s my rationale: Continue reading

Save on Seven Commonly Used Products and Services

ctoocheck (sxc.hu)

ctoocheck (sxc.hu)

Most people spend more than they have to on the following seven commonly used products and services. In some cases, lower-cost options have only recently become available and are not yet widely known. In others, sellers intentionally put up roadblocks that make it challenging to get the best prices. Smart ways to save money on… Continue reading

Eyeglasses for Half the Price

krits (sxc.hu)

krits (sxc.hu)

A pair of eyeglasses can cost hundreds of dollars, but there’s no need to pay anywhere near that much. Quality eyeglasses can be bought online for less than $15 a pair for standard prescriptions…and even complicated prescriptions generally can be filled at various Web sites for $30 to $100, including the frames and lenses.

 

Even if you prefer not to buy eyewear online, there still are places you can shop where your price is likely to be less than $200 for glasses that might cost $400 or more elsewhere.

We asked consumer advocate Clark Howard to explain what eyeglass wearers need to know… Continue reading